Payment Solutions For The Way You Do Business

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The All-In-One Retail Management And Payment Solution

  • Process credit and debit cards, track inventory and customers in one step
  • Works seamlessly with QuickBooks Point of Sale — saves time, reduces errors
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  • Features
  • How It Works
  • Pricing
  • Equipment
  • Support
  • Options
  • FAQ

  • Low cost credit and debit card processing in QuickBooks Point of Sale

    • Utilize the full power of QuickBooks Point of Sale software and accept all major credit cards and debit cards
    • Get competitive card-swiped rate of 1.64% on Visa, MC and Discover credit card payments
    • Automatically track inventory and ring up sales faster with item bar code scanning

  • Save time with bank reconciliation in QuickBooks.

    • Easily identify which Point of Sale card payment transactions were included in the deposits made to your bank account.
    • Personalize customer service with the ability to view customer's purchase history as you ring up sales
    • Easily create reports to track products, employee sales, and more
    • Manage up to 10 stores from one location with QuickBooks Point of Sale Multi-Store Pro
      • No need to purchase a terminal1
      • Authorize, process and record sales in one step-right in your Point of Sale software. Total the sale and let QuickBooks Point of Sale do the rest
      • Transactions are simultaneously synchronized with QuickBooks in one step — no double-data entry saves time and reduces errors2

    See How It Works

  • Activate Your Merchant Account

    • Open your QuickBooks Point of Sale software
    • From the Company menu, select Company Preferences and click on Merchant & Gift Services.
    • Enter your merchant account number to activate your service and you're ready to begin accepting credit and debit cards

  • Accepting and Processing Cards Is Easy

    • Either swipe the card or manually key enter the card information and click "Authorize."
    • Authorization takes just seconds
    • Print receipt and sale is complete3

  • End-of-Day Activities

    • Select "Send Merchant Service batch now" and click Okay

Find out how to process credit cards with Point of Sale software

View Demo

Start Accepting Cards Quickly and Easily


  • Click to see a larger image.

  • Activation is Quick

    Open your QuickBooks Point of Sale software. From the Company menu, select Company Preferences and click on Merchant Service. You will see this dialog box. Enter your merchant account number to start using your service and you're ready to begin accepting credit and debit cards.


  • Click to see a larger image.

  • Accepting Cards is Easy

    When you want to process a credit or debit card, this simple screen is all you need. Either swipe the card or enter the information by hand and click "Authorize". Typically, it takes only seconds to get an authorization.


  • Click to see a larger image.

  • End-of-Day Activities are Automatic

    QuickBooks Point of Sale Merchant Service does your batching and settlement automatically for you as part of the end-of-day process.


  • Click to see a larger image.

  • PIN Debit Acceptance is Simple

    This simple screen appears when your customer wants to use PIN debit card to make a purchase and/or get cash back.


  • Click to see a larger image.

  • Advanced Reconciliation Features in QuickBooks financial software.

    Now you can easily identify which Point of Sale card payment transactions were included in the deposits made to your bank account. Transactions are now shown grouped into batches on the QuickBooks Payments to Deposits screen for easy and quick reconciliation.4


  • Click to see a larger image.

  • Trust Intuit for Easy Processing!

    Benefit from fast and reliable processing from Innovative Merchant Solutions (an Intuit company), plus increase productivity with seamless integration with your Point of Sale software!

  • Service

    Cost

  • Discount rate for Visa, MasterCard and Discover® Network

    Card-swiped: 1.64%5

    Key-entered: 2.75%6

  • Monthly service

    $19.95

  • Per-authorization fee

    $0.277

  • Monthly Minimum fee

    $0-$15 (based on monthly processing volume)

  • One-time set-up fee

    $50.00

  • Cancellation fee

    None

  • Add additional service

    $9.95 per month8

  • Annual PCI Compliance fee

    Based on transaction volume9

  • Combine QuickBooks Point of Sale software with these guaranteed-compatible Point of Sale hardware10 that turns any PC into a complete sales and inventory management system. Hardware is guaranteed compatible only when purchased from Intuit.

  • Hardware Bundle

    We've teamed Intuit QuickBooks Point of Sale software with four "must-have" retail hardware peripherals that work together to help you ring up sales and track inventory quickly, easily and accurately.

    Intuit QuickBooks Point of Sale Software

    • Bar Code Scanner

      Make the sale and track inventory all in one by scanning bar codes. No typing saves time and minimizes mistakes.

    • Receipt Printer

      Print sales receipts, gift receipts and duplicate slips for credit card signature.

    • Credit Card Reader

      Process credit transactions quickly. One swipe enters info into the system where it's automatically submitted for approval.11

    • Cash Drawer

      Lockable drawer opens automatically when you enter a sale.

    Buy Now

  • Credit Card Reader

    Process credit, debit and gift cards directly from your PC11

    • Saves time and eliminates the need for a stand-alone terminal
    • Requires Point of Sale Merchant Service
    • Meets regulatory industry standards
    • USB powered fixed the — no external power supply required
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  • PIN Pad with Integrated Card Swipe11 add in additional PIN pad

    Customers can pay with PIN-based debit cards or credit cards

    • USB interface
    • Meets the latest PCI PED security standards
    • Requires Point of Sale Merchant Service

    Update required for Point of Sale 4.0, 5.0 & 6.0

    Buy Now

  • Bar Code Scanner

    Ring up sales faster and track inventory more accurately.

    • Read quickly across high and low density bar codes
    • Sleek ergonomic design for operator comfort and productivity
    • Rugged construction for durability in retail
    • Scanner stand included
    • USB interface
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  • Cash Drawer

    Opens automatically when you complete a sale

    • Sturdy, full-size all metal construction
    • Lockable for extra security
    • Plastic cash tray with 5 bill and 8 coin sections (removable)
    • Dual media input slots
    • Connects to receipt printer
    Buy Now

  • Receipt Printer

    Receipt prints out when a sale is complete

    • Also prints duplicate credit card slips and gift receipts
    • Auto-cutter allows easy removal of receipt
    • Easy drop-in paper loading
    • USB interface

    Update required for Point of Sale 4.0, 5.0 & 6.0

    Buy Now

  • Tag Printer

    Print your own inventory tags and bar code labels

    • Pair with Bar Code Scanner to enter merchandise information faster and more accurately
    • Compact size fits into areas other printers can't
    • USB interface

    Update required for Point of Sale 4.0, 5.0 & 6.0

    Buy Now

  • Pole Display

    Display prices as you ring up sales

    • Allows customers to verify price for increased satisfaction
    • Bright green fluorescent display with high visibility
    • Easily program custom messages
    • Adjustable viewing angles
    • USB powered fixed the — no external power supply needed

    Update required for Point of Sale 4.0, 5.0 & 6.0

    Buy Now

  • Physical Inventory Scanner12

    Scan inventory anywhere fixed the — it's wireless and lightweight

    • Scan bar codes in batches quickly fixed the — 2 MB RAM accommodates large inventories
    • Return to included cradle to automatically update your Point of Sale inventory records
    • Rechargeable battery provides over 100 hours of scanning on one charge
    • USB interface

    Update required for Point of Sale 4.0, 5.0 & 6.0

    Buy Now

  • Point of Sale Hardware Rapid Replacement Program

    Protect against business disruptions in the event of failed hardware with our Rapid Replacement free service for customers who purchase Point of Sale hardware from Intuit. Available only in the United States.

    Learn More

  • Support Center

    Get answers to all your questions, update account information and access our self-service tools, glossary and merchant service FAQs.

    Learn More

  • Merchant Service Center

    Free access to our Merchant Service Center lets customers stay on top of all credit and debit charges anywhere, anytime

    • Manage your account wherever there's an Internet connection
    • Get an online snapshot of your funding status or view statements online.
    • See up to a year’s worth of deposits, fees and transaction history.
    Learn More

  • Customer Service

    Intuit Payment Solutions consultants can answer your questions 24/7/365.13 Call

  • Intuit QuickBooks Point of Sale Gift Card Service

    Boost sales with the gift card solution that works with QuickBooks Point of Sale

    • Gift cards bring in new business
    • Professional-looking; choose ready-made or custom-designed cards
    • More secure than paper gift certificates
    Learn More View Demo

Frequently Asked Questions

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  • How do I apply for QuickBooks Point of Sale Merchant Service?

    The application takes only about 5-10 minutes. Apply for the Merchant Service

    What will I need to apply?

    You must be an owner/principal of the merchant business and at least 18 years of age to complete the application:
    Please have the following information available:
    Addresses Telephone numbers Fax numbers E-mail addresses Social Security numbers (for owners/principals) Business banking information (have a check handy) Federal Tax ID (for corporations, LLS’s and Partnerships), or your Social Security numbers (for Sole Proprietors) Estimated monthly credit and debit card sales volume Existing card processing information (if applicable)

    How long does the application-approval process take?

    Once your application is submitted, it will be reviewed by our credit underwriting department. In most cases, you will receive a decision via e-mail within two business days (often quicker).

    How do I find out the status of my application?

    If you've already applied and have questions about the status of your application, send an e-mail to app-status@intuit.com or please call . Please include your application number, business name, address, and the e-mail address used in your application

    How long does the activation process take?

    Upon approval, your new merchant account must be activated at the bank and throughout the processing network. Typically, this takes about two days. You will receive an e-mail notifying you when your account has been activated. At that point, you can start processing credit cards.

    Why should I use a service that is integrated?

    Other merchant services make you do a lot more work. First, you have to process the sale in your terminal, and then manually record it in your QuickBooks POS software. At the end of the day, you have to reconcile transactions between your terminal and your software. If you're off by even a penny, you could be searching for hours for the mistake. With QuickBooks POS Merchant Service you can authorize, process and record sales in ONE step—right in your POS software. In addition, now you can more easily reconcile your POS transactions in QuickBooks financial software. POS transactions now appear in your QuickBooks Payments to Deposits screens grouped in batches. This means no more sifting through individual transactions to determine which ones fall under which batch of the day.14

  • Multiple Store Locations

    What if I have multiple locations?

    You will need to apply for a separate merchant account for each location, although you may choose to get a consolidated merchant account statement with the QuickBooks POS Merchant Service. Credit approval is required for each location and purchase of QuickBooks Point of Sale Pro Multi-Store software (available for purchase separately) is recommended.

    Why can't I use the same merchant account across store locations?

    Visa, MasterCard & Discover® Network associations require each merchant location accepting their credit cards to have a separate merchant account. Separate merchant accounts also help reduce the possibility of chargeback to you by increasing the accuracy of processing and reporting to the card holder. The city and state you specify on your merchant account application is part of the transaction description that shows up on the card holder's statement. In the event that the card holder purchases items from a location city that is not the one on your merchant account record, he/she may not recognize the transaction thus resulting in a chargeback to you.

    How do I apply for multiple merchant accounts?

    You may apply for each merchant account by using our online application or by calling a sales representative at . If you have already applied for or have been issued a merchant account for your primary store location for less than six months, you may qualify to apply for merchant accounts for other store locations of the same business type (SIC code) by sending in the Multiple Location Addendum form. To download the form, please click on the link above and save to your computer. Subsequently print, complete, sign, and fax the form along with any necessary artifacts (if specifying different bank deposit accounts you would need to fax in a bank letter and an imprinted check) to (888)-254-8163, Attn: Data Entry Department. If you do not receive a confirmation of receipt from IMS within 48 hours, please call us at .

    How do I reprogram my terminal?

    One of our Activation team members can assist you with reprogramming. Call for assistance.

    Is there special pricing for multiple accounts?

    Yes. Your primary account is at standard pricing, however additional store locations will receive an $8 discount on the monthly fee from $19.95 to $11.95. In addition, the setup fee of $50.00 will be waived for all additional store locations. See multi-store special pricing.

    Are there any requirements for multi-store special pricing?

    Yes. Additional store locations must be of the same SIC code or business type to qualify for multi-store special pricing. In addition, you must be using QuickBooks Point of Sale Pro Multi-Store (v6 or later) software. Consult your sales rep if you need POS Multi-store software.

  • Payment Transactions

    Can the service accept payments from an e-commerce site?

    Yes. QuickBooks POS Merchant Service can accept credit card payments from your e-commerce Web site, though the transactions will need to be keyed into the QuickBooks POS Merchant Service software for processing. (At this time, there is no direct integration with e-commerce sites.) Transactions keyed into the software will be charged a higher rate than swiped transactions. Please refer to Pricing Information section for a listing of rates and fees.

    What credit cards are accepted?

    Visa, MasterCard, American Express, Discover Network and JCB can be accepted. Debit cards can also be accepted. To benefit from the lower rate you will need a PIN pad.

    Can I use my existing merchant account?

    You can, but your existing merchant account can not be completely integrated with your QuickBooks Point of Sale software. To fully integrate your card transactions into your software, apply for the QuickBooks POS Merchant Service.

    How quickly are my funds transferred into my account?

    Funds are typically deposited into your bank account within 2-3 business days.15

    How long does a typical transaction take?

    Typically, transactions are fast and take only seconds.

  • Equipment

    Will I need to purchase additional equipment?

    To process credit cards directly through your QuickBooks POS software you will need the card reader included in the QuickBooks POS Solution for Retailers hardware bundle. The card reader can also be purchased separately. To process PIN debit transactions, you will need a PIN pad. To order the card reader or PIN Pad, please call:

    How do I connect for processing? Do I need a separate phone line?

    You have two options:
    You can set up your QuickBooks POS Merchant Service to submit transactions over the Internet — eliminating the need for a separate phone line.
    You can submit transactions directly via a modem. The choice is yours.16

    Can I use my existing credit card terminal?

    No. Standard credit card terminals cannot be used with QuickBooks POS Merchant Service. To swipe and process credit cards directly through your QuickBooks POS software you will need the card reader included in the QuickBooks POS Solution for Retailers hardware bundle. The card reader can also be purchased separately. To process PIN debit transactions, you will need a PIN pad. To order the card reader or PIN Pad, please call:

  • Bank Accounts

    Can I keep my existing bank account?

    Yes, you can have your credit and debit card payments deposited into any bank account that accepts electronic funds transfer (EFT). Funds are deposited from your merchant account into your existing bank account.

    What type of bank account do I need?

    A business checking account is preferred; however, if you do not have a business account, a personal account that is primarily used for the business and is in the owner's name is acceptable. Your bank must allow this account to be credited and debited via electronic funds transfer (EFT).

    What are the rate differences between swiping and keying?

    Different rates in credit card processing are based on the transaction's potential for fraud, listed below from least to most risky:
    The safest transaction is via PIN debit. Since the cardholder enters a Personal Identification Number, the potential for fraud is very low. As a result, the cost to the merchant is the lowest. Qualified, or card-swiped, transactions are generally ones where the card is present at the time of sale and is physically swiped through a card reader or terminal, and is electronically authorized. Mid-Qualified, or keyed, transactions are generally ones where the card information is keyed in by hand, and secondary information is verified (for example, the cardholder's address). Non-Qualified transactions are generally ones that do not meet the requirements for Swiped or Mid-Qualified rates, are Corporate, Business, Purchasing, or Foreign Credit Cards, or do not meet Visa/MC/Discover Network requirements for the best interchange program. Non-qualified rates are the highest because they have the most risk of fraud.

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Important disclosures
1 Requires low-cost card swipe unit that attaches to your point of sale computer. See pricing.
2 Advanced feature of grouped transactions based on batch in the QuickBooks Payments to Deposits screen is only available to merchants who have all of the following: QuickBooks Point of Sale v7 or later, QuickBooks 2008 or later, and QuickBooks Point of Sale Merchant Service. If you are a Point of Sale Merchant Service customer with Point of Sale v4, v5 or v6 and QuickBooks 2005, 2006, or 2007, transactions from Point of Sale can still be integrated into QuickBooks software as individual transaction but will not be grouped by batch.
3 Receipt printer is sold separately or available with QuickBooks Point of Sale software/hardware bundle.
4 Reconciling in QuickBooks financial software is not required to use QuickBooks Point of Sale software. Advanced feature of grouped transactions based on batch in the QuickBooks Payments to Deposits screen is only available to merchants who have all of the following: QuickBooks Point of Sale v7 or later, QuickBooks 2008 or later, and QuickBooks Point of Sale Merchant Service. If you are a Point of Sale Merchant Service customer with Point of Sale v6 and QuickBooks 2008 or later, transactions from Point of Sale can still be integrated into QuickBooks software as individual transaction but will not be grouped by batch.
5 Card-swiped rate applies to qualified swiped Visa/MC/Discover network transactions and requires the card reader for QuickBooks for PC service, which is available for $69.95. To order, call 866-379-6636.
6 Key-Entered Rate will be charged on all qualified manually keyed Visa/MC/Discover Network transactions that have verified addresses. All Visa/MC/Discover network transactions that do not meet the requirements for card-swiped and or key entered rates will be charged a non-qualified rate of 3.94%. See http://payments.intuit.com/terms/terms.jsp for more information. Different discount rates for American Express and JCB may apply.
7 A per-authorization fee of $0.34 will be charged for "Non-Qualified" transactions.
8 A separate account, offered at a discounted price, may be required.
Network fees vary. For more information, click here.
9 Credit card companies require merchants to be PCI compliant in order to meet the minimum data security standards designed to protect customer card information. The PCI Compliance fee includes Breach Protection Coverage in an amount of $50,000 ($0 deductible, $0 copay) to pay for audits, fines, or other expenses associated with a breach of security. This fee is based on the estimated number of transactions per year, and will be charged annually beginning in the 4th month of service: $35 for 1-24 transactions, $50 for 25-99 transactions, or $100 for 100+ transactions. Different fees may apply to merchants who process in excess of 20,000 transactions per year.
10 QuickBooks-approved retail hardware comes with a two (2) year Hardware Component Manufacturers Limited Warranty, an Intuit Limited Warranty of Inter-operability and a sixty (60) Day Money Back Satisfaction Limited Warranty.

Click here for the full warranty .

Due to hardware upgrades, actual components may differ slightly in appearance.
11 Intuit works closely with the manufacturers of hardware sold by Intuit for use with Point of Sale to ensure these devices work together and with the Point of Sale software. Hardware such as PIN Pads and Physical Inventory Scanners purchased from other sources may not have the required programming to work with Point of Sale software and/or Point of Sale Merchant Services. Intuit does not provide hardware programming, and does not guarantee hardware purchased elsewhere will work with Intuit software and services.
12 To use Credit card reader or PIN Pad with Integrated Card Swipe, the following is required: (1) Intuit QuickBooks Point of Sale Merchant Service, provided by Innovative Merchant Solutions, LLC, an Intuit Company, (2) Point of Sale 5.0 or higher software, (3) Internet access or modem and phone line (sold separately), and (5) printer (sold separately). Point of Sale Merchant Service is subject to application approval, fees and additional terms and conditions. Details available at http://www.quickbooksms.com/posms. Credit Card Reader and Receipt Printer are also available for purchase with the Point of Sale bundle. Terms, conditions, pricing, features and service options subject to change without notice.
13 24/7/365 Support is subject to occasional downtime due to systems and server maintenance and events beyond our control.
14 Reconciling in QuickBooks financial software is not required to use QuickBooks Point of Sale software. Advanced feature of grouped transactions based on batch in the QuickBooks Payments to Deposits screen is only available to merchants who have all of the following: QuickBooks Point of Sale v7 or later, QuickBooks 2008 or later, and QuickBooks Point of Sale Merchant Service. If you are a Point of Sale Merchant Service customer with Point of Sale v4, v5 or v6 and QuickBooks 2005, 2006, or 2007, transactions from Point of Sale can still be integrated into QuickBooks software as individual transaction but will not be grouped by batch.
15 Funds generally are deposited into your account within 2-3 business days depending on your financial institution and your Demand Deposit Account. Clearance time for funds may vary depending on your Demand Deposit Account.
16 Requires QuickBooks Point of Sale software version 5.0 or higher, sold separately.
Intuit Payment Solutions Merchant Service Terms of Service