Intuit Merchant Service for QuickBooks

Accept Credit Cards Directly in QuickBooks
Using Your PC or Mobile Phone

  • Accept all major credit & debit cards
  • New! Get paid anywhere, including mobile phone & tablet
  • No data import needed, payments record automatically
  • Set up recurring billing and pre-authorized payments

Free mobile card reader

  • Features
  • How It Works
  • Pricing
  • Support
  • FAQ
  • Reviews
    • It is simple to start accepting credit cards — set up online then begin credit card processing right from your computer
    • Qualify for our low discount rate with an optional card swiper1
    • Includes free access to the Intuit Merchant Service Center where you can:
      • View transaction cycle and deposits
      • Create reports
      • View online statements
      • E-mail receipts to customers

  • Includes these optional features for credit card processing

    • Virtual Terminal Plus lets you process credit and debit cards payments anytime, anywhere there's an Internet connection — Free
    • Recurring Payments feature securely stores credit card information and automatically processes cards on scheduled dates — Free
    • Intuit Billing Solution for QuickBooks gives you powerful invoicing features and allows customers to pay you online with a credit or debit card

  • Mac User?

    Accept Credit Cards Directly in QuickBooks Using Your Mac, iPhone, or iPad

    Learn More
  • View Demo

Accepting credit cards through QuickBooks has never been easier. The screens below illustrate just how easy it is to handle credit card processing in QuickBooks and to reconcile your accounts so that your QuickBooks records are up-to-date. Intuit Merchant Service for QuickBooks saves you time and money on your card processing so you can focus on growing your business.

  • Process Credit Card Payments
    Click to see a larger image.

  • Process credit cards through QuickBooks

    Enter payment data into the Receive Payment screen as you normally would. Simply click the box titled "Process Credit Card When Saving" to charge your customers credit card. You can also record and process credit card transactions through the Sales Receipts and Credit Memo screens in a similar fashion.


  • Click to see a larger image.

  • Enter Credit Card Information

    After entering the amount of the sale on the Receive Payment screen, you will be prompted to enter your customer's credit card information. Once this is done, simply click submit and the credit card will be processed right in QuickBooks.


  • Click to see a larger image.

  • View & print receipt

    After the transaction is approved, payment receipt is shown that can be reviewed and printed. You can also void an erroneous transaction right off the displayed receipt window.


  • Click to see a larger image.

  • Face to face transactions

    If you do face-to-face transactions, use our card reader. Credit Card data will be automatically transmitted to QuickBooks and you can take advantage of our low 1.64% card-swiped rate.2 More information.


  • Click to see a larger image.

  • Process on the road

    Accept credit cards in remote locations such as trade shows with Virtual Terminal Plus and download later into QuickBooks. All you need is a PC and an Internet connection.3 More information.


  • Click to see a larger image.

  • Keeps Your QuickBooks Account Files In Sync With Your Bank

    If you process 25 or more credit/debit transactions a month, the new QuickBooks Merchant Service Reconciliation feature in QuickBooks 2009 is the perfect solution for keeping your QuickBooks file, QuickBooks Merchant Service account, and your bank account perfectly synchronized at all times. More information.


  • Click to see a larger image.

  • Easily search and report on transactions and deposits

    Use the Merchant Service Center search and reporting feature to research your credit card transactions and deposits.


  • Click to see a larger image.

  • Authorize a credit card payment and capture the funds at a later time.

    Starting with QuickBooks 2008, you can validate and pre-authorize funds on a customer's credit card at practically no cost.4 Return to charge the card for the final amount at a later time, after the transaction has been completed.

  • Service

    Cost

  • Discount rate for Visa, MasterCard and Discover® Network

    Card-swiped: 1.64%2

    Key-entered: 2.47%5

  • Monthly service

    $19.95 (waived for 2 months)

  • Per-authorization fee

    $0.274

  • Monthly Minimum fee

    None (based on monthly processing volume)

  • One-time set-up fee

    None

  • Cancellation fee

    None

  • Add Webstore or E-Checks

    $9.95 per month6

  • Add GoPayment —
    Accept cards on your phone

    $9.95 $0 per month

  • Intuit Credit Card Reader
    for GoPayment

    Free7

  • Annual PCI Compliance fee

    Based on transaction volume8

  • Support Center

    Get answers to your questions, update account information and access our self-service tools, glossary and merchant service FAQs.

    Learn More

  • Merchant Service Center

    Free access to our Merchant Service Center lets you stay on top of all credit and debit charges anywhere, anytime

    • Manage your account wherever there's an Internet connection
    • Get an online snapshot of your funding status or view statements online.
    Learn More View Demo

  • Free Unlimited Live Support

    Intuit Payment Solutions Consultants can answer your questions 24/7/3659


    Call

Frequently Asked Questions

Expand All | Collapse All

  • How do I apply for an Intuit Merchant Service account?

    The application is easy to complete and submit. The application process takes about 5 to 10 minutes.

    What will I need to apply?

    You will need the following information about your business:
    Business information (tax ID, physical business mailing address) Owner/principal information (contact and identifying information) Bank account information (bank account information, funding information) Estimated credit card sales and existing credit card processing information (if applicable) Apply Now

    How long does the application-approval process take and what are the steps?

    Once your application is submitted, it will be reviewed by our credit underwriting department. In most cases, you will receive a decision on your application within two business days (often quicker). We will contact you via e-mail with a decision. Occasionally, a business will be asked to supply additional information in order for us to arrive at a decision. After receipt of any additionally requested information, you will be notified of a decision within one to five additional business days.

    Upon application approval, your new merchant account must be activated at the bank and throughout the credit card processing network. This takes up to two more business days. You will receive another e-mail notifying you when your account has been activated. Once your account has been activated, you can start processing credit cards in QuickBooks.

    Which credit cards are accepted?

    Visa, MasterCard, American Express, Discover Network, and JCB

    How do I set up an Intuit Merchant Service account?

    Once your application is approved, you will receive an e-mail with easy to follow step-by-step instructions on activating your account and to start accepting credit cards in QuickBooks. If you do not receive this e-mail even after your account has been approved, contact customer service at .

    Can I keep my existing bank account?

    Yes, you can have your credit card payments deposited into any business bank account that accepts electronic funds transfers

    What is Virtual Terminal Plus and how does it work?

    Virtual Terminal Plus is a feature of the Intuit Merchant Service that allows you to process credit card transactions anywhere you have an Internet connection — i.e., at a trade show, on the road or at home. It works with the following Internet browsers: Internet Explorer, Firefox and Safari.

    What does the Recurring Payments Feature allow me to do?

    By specifying the customer, payment method and desired dates, you can charge your customer's credit card and avoid the hassles of remembering to request and enter payments you accept from them on a regular basis. This is a great solution for businesses with memberships or weekly/monthly fees or dues. Note that you must first gain authorization from the customer. The authorization form is available on the page where you specify the payment details.

    Will QuickBooks automatically update with recurring charges I create in the Merchant Service Center?

    If you have QuickBooks 2011 and have set up Intuit Sync Manager, recurring charges you create in the Merchant Service Center will automatically update your QuickBooks records for the customers in question.

    Do I need to buy the card reader?

    No, the card reader is optional. You may key-enter credit card numbers if you choose. Your transaction can, however, qualify for lower discount rates if you swipe cards instead of key-entering them.

    Will I need to purchase any additional equipment or a terminal?

    No. Your QuickBooks software contains everything you need to process credit cards. Once your Merchant Services application is approved, you can begin accepting credit cards.

    Who is Intuit Payment Solutions?

    Intuit Payment Solutions are payment offerings delivered by a subsidiary of Intuit Inc. (Intuit). Intuit is a leading provider of business and financial management solutions for small and mid-sized businesses; financial institutions, including banks and credit unions; consumers and accounting professionals. Its products and services, including QuickBooks®, Quicken®, Intuit® Payment Solutions, and TurboTax® software, simplify small business management, payment processing, payroll processing, personal finance, and tax preparation and filing.

    Founded in 1983. The company has approximately 8,000 employees with major offices in the United States, Canada, the United Kingdom and other locations. More information can be found at www.intuit.com

Reviews

  • Product is easy to setup and completely integrated to my business systems. Before I had to double enter all transaction when using another merchant service. With Intuit everything is integrated. Also I am a heavy user of the Virtual Terminal Plus application which allows me to process CC transactions at shows and download the transactions directly into QB. Again a simple process. Also just signed up for GO PAYMENT and I'm excited to further streamline my activities, using my IPAD at shows.

    Andy
    May 25, 2011

  • I chose Intuit Merchant Services for Quickbooks because it minimizes the amount of bookkeeping I have to do personally. As an entrepreneur, I am glad that I can spend more time working on building my resume writing business than I would otherwise have to spend manually entering each transaction into Quickbooks.

    Amy L. Adler
    May 26, 2011

  • I've used the Merchant Services and it's very quick and easy. We were not used to walk in customers and when it happened the merchant services sped along the process of getting them out the door with their product. I feel if they would've had to wait, they would've went to another business.

    Cyndi
    May 26, 2011

  • See more reviews

Questions? Let’s Talk.
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Limited Time Offer!10
QB Merchant Service for PC: 2 Months FREE plus no monthly minimum

2 MONTHS FREE

  • No monthly fees for
    2 months
  • No monthly minimum
  • No set up and cancellation fees
Plus Free Mobile Card Reader! Apply Now

Important disclosures
1 Card-swiped rate requires the card reader for QuickBooks for PC service, which is available separately for $69.95. To order online, click here.
2 Card-swiped rate applies to qualified swiped Visa/MC/Discover network transactions and requires the card reader for QuickBooks for PC service, which is available for $69.95. Most rewards, corporate and special card types are not considered qualified. To order, call 877-683-3280.
3 Requires a Windows PC and at least Internet Explorer 5.0.
4 A per-authorization fee of $0.34 will be charged for "Non-Qualified" transactions.
5 Key-Entered Rate will be charged on all qualified manually keyed Visa/MC/Discover Network transactions that have verified addresses. All Visa/MC/Discover network transactions that do not meet the requirements for card-swiped and or key entered rates will be charged a non-qualified rate of 3.91%. See http://payments.intuit.com/terms/terms.jsp for more information. Different discount rates for American Express and JCB may apply.
6 A separate account, offered at a discounted price, may be required.
7 Offer available while supplies last and for a limited time only. Valid for new Intuit Merchant Service customers only. Account approval required. Free Intuit Credit Card Reader is compatible only with select phones; click here to see list. Once approved, you will be provided information in your approval email on how to redeem your card reader. Free card reader will ship within four weeks of redemption. Offer cannot be combined with any other Intuit Merchant Service offer. Only one free offer redemption per business or principal. Terms, conditions, pricing, features, service and support are subject to change without notice.
8 Credit card companies require merchants to be PCI compliant in order to meet the minimum data security standards designed to protect customer card information. The PCI Compliance fee includes Breach Protection Coverage in an amount of $50,000 ($0 deductible, $0 copay) to pay for audits, fines, or other expenses associated with a breach of security. This fee is based on the estimated number of transactions per year, and will be charged annually beginning in the 4th month of service: $35 for 1-24 transactions, $50 for 25-99 transactions, or $100 for 100+ transactions. Different fees may apply to merchants who process in excess of 20,000 transactions per year.
9 24/7/365 support is subject to occasional downtime due to systems and server maintenance and events beyond our control.
10 Offer is valid for new Intuit® Payment Solutions customers only. Monthly fees are waived for the first two months which begins at first biling cycle. Discount rates and transaction fees apply for the first two months. After the first two months, your account will be automatically billed at the then current rates for the monthly fee and any applicable rates and fees for transactions processed. Additional fees may apply for specific occurrences(including chargeback and/or retrieval fees).
Requires QuickBooks Financial Software 2008 (for the PC) or higher QuickBooks Enterprise Solutions 8.0, or QuickBooks Online Edition (each sold separately) and a merchant account through QuickBooks Merchant Service, provided by [Innovative Merchant Solutions], LLC, an Intuit Company. Application approval, an Internet connection on a Windows PC and at least Internet Explorer 5.0 required. Not compatible with QuickBooks Pro for Mac. Transaction fees apply when accepting cards other than Visa, MasterCard, and Discover® Network including American Express and Diner's Club Cards. Rates are determined by the financial institution and are subject to change without notice. Transactions are subject to Association guidelines. Card-swiped rate requires card reader; sold separately. Terms, conditions, features, pricing, service and support options are subject to change without notice.

Terms, conditions, pricing, features and service options subject to change without notice Requires QuickBooks Financial Software 2008 (for the PC) or higher, QuickBooks Enterprise Solutions 8.0, or QuickBooks Online Edition (each sold separately) and a merchant account through QuickBooks Merchant Service, provided by Intuit Payment Solutions. Application approval, an Internet connection on a Windows PC and at least Internet Explorer 5.0 required. Not compatible with QuickBooks Pro for Mac. Transaction fees apply. Additional fees apply when accepting cards other than Visa, MasterCard and Discover® Network, including American Express and Diner's Club Cards. Rates are determined by the financial institution and are subject to change without notice. Transactions are subject to Association guidelines. Card swiped rate requires card reader; sold separately. Terms, conditions, features, pricing, service and support options are subject to change without notice.

Intuit Payment Solutions Merchant Service Terms of Service